Going to School with PTSD: Online Education and Anxiety

By James Hinton

I was an older student with an anxiety issue. After spending time in the Army, including several combat tours, I had been diagnosed with PTSD. Being around large numbers of strangers worried me. Noisy settings where I was not completely in control gave me the need to run for it. I would even feel a touch agoraphobic if I was not close to something I could bunker up within.

When I made the decision to obtain a college degree after getting out, these all presented me with significant problems. While some of the university classes I participated in had relatively small class sizes that enabled me to learn faces fairly quickly and find a certain degree of comfort with, large classes were a daily struggle. I would have to position myself close to doors so I could bolt outside for relief if needed. More boisterous classes could result in frequent, embarrassing episodes where I just plain had to get out.

Eventually I made it through and obtained my Bachelors, but it was not a particularly easy or enjoyable process. My struggles had frequently led to my considering quitting, which had only caused the depression that comes with PTSD to get worse. Preparing for class had been an anxiety inducing process that involved my wondering whether I’d make it through to the end, or have to make a dash for the door yet again.

I still wonder sometimes how I made it to graduation.

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What Type of Learner Are You? How to Find Your Learning Style

Editor’s Note: The concept of learning styles is controversial.  The views expressed in this article are those of the author, and do not necessarily reflect the views of this website.

By Cindy Boesel

A clash of learning styles can be one of the biggest setbacks in the learning process. That’s why it is important to discover the learning style that suits you the most. People are different, and every one of us requires a different kind of support, special attention to certain things or some alone time to acquire maximum information. The sooner you discover your natural learning predispositions, the better chance you have to successfully change your learning techniques. Let’s take a closer look at different learning styles and methods to recognize your preferences.

Learning styles

We distinguish seven major learning styles. Keep on reading to find out how to differentiate between them.

What's your preferred learning style?

What’s your preferred learning style?

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The Move-In Checklist: How to Transition From Dorm to Apartment

By Brian Wilkins

Graduating from college means getting your first real job, buying your own medical insurance and, of course, getting your first real home. Whether you choose to live in an apartment or rent a house, you can prevent any major hurdles with the proper planning. These three tips will ensure the smoothest transition possible.

student

Credit Report

Your payment history and amounts owed on any credit cards and other revolving accounts make up 65 percent of your aggregate FICO score, according to myFICO. If you currently owe on your credit cards, you should prioritize paying them down, particularly if they are close to being maxed out. You also should consider getting a secured card because these types of accounts will minimize the hit your FICO score takes for opening new credit and protect you from potential default.

You need at least six months of on-time payment history to be considered “established” by the credit bureaus and most landlords. Keep in mind, move-in expenses can get pricey, particularly for places that require first and last month’s rent and a deposit. Therefore, now is the time to start saving.

Scouting Report

Just like pictures of restaurant burgers always look better than the actual product, photos of apartments and homes advertised for rent look better than the actual property.

Don’t move into a place based solely on pictures. When visiting potential new homes, check for cracks in the floors walls, and inside kitchen cupboards. These are sure signs of pests like cockroaches or mice. Ask about the neighbors above you and next to you. The longer they’ve lived there, the better. Especially if you want a quiet place, avoid moving into a place with upstairs neighbors with kids or who have had noise violations. You also may want to request a unit on the top floor to avoid some of the noise.

Know your rights as a tenant. Every state has a tenant rights handbook that spells out the limits of landlord access to your place and their handling of maintenance issues.

Moving Checklist

Once you find and visit your new place and sign the papers, it’s time to prepare to move in. Call the local utility company to ensure power is on the day you move in. You also should call your Internet and cable provider ahead of time if you don’t want a delay in service.

Since this is your first place, you probably will need to build up your furniture over time. To start, determine the overall style you want your place to have. Smaller apartments can feel extremely cramped if you buy bulky furniture meant for a house, so you may want to take the floor plan or dimensions with you when buying furniture.

Pierre Josselin, a designer for the Ritz-Carlton Hotel, told fashion website Divine Caroline that first-time renters should splurge on one piece of furniture they love to be the staple of their new place. Whether this is a couch, armoire or something else, this centerpiece can then be complimented with less expensive furniture. A throw rug and new drapes may provide that touch of home and posh feel. Furthermore, think about adding a couple of indoor plants to add a little life to your new place.

The move to a first apartment doesn’t have to be stressful. Keep it simple, stay organized and everything else will take care of itself.

Brian Wilkins is an Arizona State University journalism grad who has worked as a radio broadcaster and banking industry professional. He is an independent journalist, blogger and small business owner who loves life. He lives off-the-grid and has not owned a TV in more than six years.

Top 10 Learning Techniques: Which Are Most Efficient?

10 Learning Techniques: Which Are Most Efficient?

Infographic provided by Online Education Blog of Touro College.


For more tips on studying and much more, order your copy of The Secrets of Top Students today!

Memory Retention and the Forgetting Curve Infographic

The importance of reviewing what you learn…
Memory-Retention-and-the-Forgetting-Curve-Infographic
Find more education infographics on e-Learning Infographics


For more tips on studying, memory, and much more, order your copy of The Secrets of Top Students today!

Top Ways Being a Student Can Save You Money

By Roxy Barnes

It’s been said before and it’s true. College will leave you with a lifetime of memories. But if you’re not careful it will leave you with nearly a lifetime of debt. That is why students should take advantage of the discounts available simply for being students.

And they are everywhere. Many of these discounts are often listed on your school’s site. But don’t limit your search to just that. By putting your Internet skills to work, you can find discounts on nearly everything you’ll need, and some you wouldn’t expect, like this student carpet cleaning discount.

But that’s not all.  Let’s start with a big way to save money in school – scholarships.

Saving-MoneyScholarships

Paying for college is the top concern for the vast majority of college students. Many students may not realize this, but universities often have long lists of private scholarships from businesses and organizations listed somewhere on the financial aid section of their website.

Private scholarships come from every corner of the marketplace and often vary widely in their requirements for entering the scholarship contest. For example, this Halloween costume site offers a cash scholarship for designing a Facebook Cover image for their home page. If you’re more expressive in words, many businesses only require a 500 word essay (or less).

Most of these scholarships aren’t particular about what school you attend. So if your school doesn’t offer very many outside scholarships, check out the pages of some larger universities.

Books and Supplies

Way back in the day students had to buy all of their books from the university bookstore. You paid whatever price they charged and sold them back to the same store when you were done for next to nothing. Talk about buying from the company store – ouch! (Sometimes the good ole days were not so good.)

Now you have choices aplenty for buying your books and supplies. Online sites like Bookbyte.com open up the marketplace so you can shop around for the best deal. Don’t forget to check if your book is available as an eTextbook and save even more.

You probably already realize the savings you can get on software purchases with a student discount, but do some searching for student discounts on computers, tablets and other electronic devices.

Everything else

If there is a product or service that a student can use, you can bet some company is offering a discount on it. Businesses aren’t just doing this out of the goodness of their hearts, they are hoping to win your loyalty now and keep using them for years to come. So even if you don’t see a student discount advertised, don’t hesitate to ask if they have one. What’s the worst they can say?

Even storage companies are getting in on the game, offering student discounts on storage units over summer break. The list goes on, including companies like AmTrak, hotels, clothing stores, even credit cards offering discounted student rates.

If you think searching for student discounts on everything could turn into a time consuming obsession, there are a number of sites that are doing the searching for you. One of the more popular sites is Student Universe. They not only help you find deals on travel and lodging, but have categories of discounts ranging from clothing to food and health.

College is expensive. If you can use your student status to save a few dollars here and there, over the course of a college career the savings adds up. Don’t let that money go to waste. That way, when you look back on your college years, hopefully all you’ll have are great memories, not ones tempered by the specter of debt.


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6 Ways to Stay Motivated With Online Learning

By Tess Pajaron

During the last few years, online learning has become a viable alternative to traditional learning environments. This modality of studying helps students to save both time and money on commuting, but prospective learners should remember that its specific nature radically differs from regular classroom learning styles. In order to make the most from their online courses, students must boast excellent time management skills, have clear study goals and stay organized throughout their period of study.

Since online learners bear much more responsibility over their learning process, they require a high level of motivation for completing their coursework. Here are 6 practical tips on how to stay motivated and enthusiastic when attending an online course.

Tess Pajaron1.  Choose your field well

There is nothing more important for staying motivated than following your passion, which you also consider significant to your life and career. When choosing an online course, consider your options carefully and go for those learning opportunities that will help you achieve the career you want. This awareness will help keep you on track – you will see your activities as a meaningful part of a larger whole.

2.  Establish realistic goals

This is another important point that can significantly affect your attitude towards your studies. If you’ve always struggled with writing, don’t expect to create a great essay in a couple of hours. This way you’re just setting yourself up for failure, and it’s safe to assume that every failure will also negatively affect your motivation.

Be realistic, set reasonable goals for yourself in appropriate time frames. Once you accomplish them, you’ll immediately feel a sense of achievement. This feeling will keep you going, helping you realize your full potential over time.

3.  Track your progress

Keep a journal or a calendar filled with small weekly and monthly goals. Make sure to closely track your progress by ticking off every accomplished task – seeing so many little goals achieved will boost your self-esteem and help you stay motivated, even when the amount of work starts to stress you out.

4.  Talk about your learning materials

Don’t shy away from commenting on your study process. If this is a challenge, make sure to keep in touch with your instructor through a designated e-learning platform or simply by e-mail – you can share your insights and ask for additional resources.

It’s important to stay connected with your trainers and assessors as well as other students who are studying your course, or within your course area. Many online education providers now have specialized learning platforms that are designed to connect students with each other. Often, there are dedicated social media groups such as Facebook groups, Pinterest share boards and even blogs that are included as part of your online course. Make sure to keep in touch with your trainers through a designated e-learning platform or simply by e-mail – you can share your insights and ask for additional resources.

5.  Think positively

Positive thinking is an important part of the whole motivational process. Feeling fatigue or stress can affect your perception of the class and the subject itself, making you miserable and unproductive. Try to think positively and talk with your instructor or other students. Their advice might help you through hard times. Remember to reserve some time for yourself once in a while – no one can be expected to manage all their daily tasks and education without a break.

6.  Reward yourself

Consider all the work you’re doing – objectively speaking, you absolutely deserve to have your success acknowledged. When you accomplish one of your goals, be it a minor or major one, make sure to reward yourself with something that will make you happy. Each and every one of these rewards will help you stay motivated in the long run.

It’s safe to say that online education demands just as much self-discipline on the part of learners as traditional education settings. It does, however, bring immense benefits to both your personal and professional life – so choose your path, believe in yourself and stay on track. With enough self-conviction and motivation you’ll be able to reach your goals.

Tess Pajaron is a Community Manager at Open Colleges, an online learning provider based in Sydney, Australia. She has a background in Business Administration and Management.


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The Basics About Financing Higher Education

By Mathew Jade

Education costs have grown rapidly over the years, and students are finding it increasingly difficult to manage their finances. Funding for education is a challenging task, particularly for high school students who want to attend top-notch universities and unemployed individuals who wish to pursue different lines of work. Instead of settling for mediocre alternatives, you can still aim big by paying for your education in the following ways:

money picture

Education Grants

You may consider applying for financial grants for educational purposes. Students can acquire educational grants from the financial aid office of their universities. The best thing about grants is that you don’t have to pay them back. The only hurdle is qualifying — which isn’t necessarily easy.

Scholarships

Excellent high school students are frequently awarded merit-based scholarships, which also do not need to be repaid. The qualification for these scholarships varies, but often requires the student to have great grades and high scores on scholastic aptitude tests.

Work-Study Employment Plans

Some students work on a part-time basis to generate funds for their education. To this end, you may consider applying to your university to see if employment opportunities are available. The U.S. Government currently provides a 60 percent wage subsidy to employers of students engaged in work-study programs.

Internships and Trainings

On-the-job training opportunities and internships may allow you to to combine class attendance with full-time work. Although internships do not provide big financial compensation, they do allow students to gain practical experience, enabling them to decide about their major and possibly resulting in a job offer from the company they worked for.

Private Loans

By requesting private education loans from your friends and family, as well as from various other private sources, you may be able to cover hefty fees and pay them back in installments. Student loans can usually be arranged at either fixed or compound interest rates, which normally require a financially sound co-signer and a credit check if the loan provider is not satisfied with or unaware of your credit history. Many people believe that it is nearly impossible to repay students loans, but that’s not true; there are organizations that provide counseling for students to help them with their repayment structure.

Tax Breaks

Students may be able to get tax deductions in addition to credits towards tuition, costs, fees, and interest from student loans. However, these options are only available after paying tuition fees, and are more like rebates than discounted tuition. You can learn more about education tax breaks on the internet at government tax sites. Families can also qualify for tax breaks for their children’s education.

Mathew Jade is a passionate blogger who loves to write on Economics and finance-related topics. For further updates follow @Mathew_Jade

 


Going to college?  Give yourself the gift of good grades with The Secrets of Top Students